Expensify inc - Dec 24, 2023 · Our most recent data indicates that insiders own a reasonable proportion of Expensify, Inc.. Insiders own US$72m worth of shares in the US$203m company. We would say this shows alignment with ...

 
 Expensify Announces Q4 and Full Year Fiscal 2023 Results. Interchange derived from the Expensify Card grew to $11.1 million, an increase of 63% compared to the prior year. PORTLAND, Ore. -- (BUSINESS WIRE)--Feb. 22, 2024-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way ... . Dynamic image

Jun 7, 2023 ... Tired of the hassle and headache of managing business expenses? Say goodbye to manual processes and embrace efficiency with Expensify, ...Expensify, Inc. SEC File Number. 001-41043. Address of Issuer. 401 SW 5th Ave Portland OREGON 97204. Phone. 971-365-3939. Name of Person for Whose Account the Securities are To Be Sold. Ryan Schaffer.Interchange derived from the Expensify Card grew to $11.1 million, an increase of 63% compared to the prior year. PORTLAND, Ore., February 22, 2024--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY ...A. Adaptability to business growth: As small businesses grow, their accounting needs evolve. Outsourcing provides scalability, allowing businesses to …Discover historical prices for EXFY stock on Yahoo Finance. View daily, weekly or monthly format back to when Expensify, Inc. stock was issued.The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A. pursuant to a license from Visa U.S.A. Inc. ... Inc., registered in the U.S. and other ...Jan 3, 2024 ... These offerings are provided by Expensify, Inc. (“Expensify”, “we”, “us”, or “our” which include our group and affiliated companies) through an ...and may not be used at all merchants that accept Visa cards. Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries ...Expensify, Inc. (EXFY) delivered earnings and revenue surprises of -12.50% and 6.84%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?Aug 8, 2023 ... Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million ...Expensify Announces Q4 and Full Year Fiscal 2022 Results. The company demonstrated strong positive operating cash flow of $32.9 million on $169.5 million in revenue, a revenue increase of 19% compared to the same period last year. PORTLAND, Ore.--(BUSINESS WIRE)--Feb. 23, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that …The company demonstrated strong positive operating cash flow of $32.9 million on $169.5 million in revenue, a revenue increase of 19% compared to the same period last year.. PORTLAND, Ore.--(BUSINESS WIRE)--Feb. 23, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses …Expensify, Inc. (EXFY) delivered earnings and revenue surprises of -12.50% and 6.84%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?Check out best project management tools right now:Get Monday.com For Free here:http://bit.ly/3UoD8tdGet Smartsheet For Free here:http://bit.ly/3ix9ViDGet Cli... Expensify is a powerhouse platform that helps you manage your company's spend — from receipt scanning and expense management to paying bills and booking travel. Expensify is here to help your business succeed every step of the way and provide valuable insight into your business's spending patterns. Jan 19, 2024 · Interchange derived from the Expensify Card grew to $11.1 million , an increase of 63% compared to the prior year. PORTLAND, Ore. --(BUSINESS WIRE)--Feb. 22, 2024-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they Expensify, Inc. , which belongs to the Zacks Financial Transaction Services industry, posted revenues of $40.1 million for the quarter ended March 2023, missing the Zacks Consensus Estimate by 8.44%.expensify, inc. filing formats. ixbrl. view html. download pdf. download doc. download xls. xbrl. xbrl viewer. ex-101.sch - xbrl taxonomy extension schema. ex-101.cal - xbrl taxonomy extension calculation linkbase document. ex-101.def - xbrl taxonomy extension definition linkbase document.Jan 3, 2024 ... These offerings are provided by Expensify, Inc. (“Expensify”, “we”, “us”, or “our” which include our group and affiliated companies) through an ...Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. ...For Filings under Section 16 of the Securities Exchange Act of 1934. (Expensify, Inc.) The undersigned hereby constitutes and appoints David Michael Barrett, Chief Executive Officer of Expensify, Inc. (the "Company"), in his capacity as such, and his successors in such office, and each of them, the undersigned's true and lawful …Expensify, Inc is followed by the analysts listed. Please note that any opinions, estimates or forecasts regarding Expensify, Inc's performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of Expensify, Inc or its management.There are 210 funds or institutions reporting positions in Expensify Inc -. This is an increase of 57 owner(s) or 37.25% in the last quarter.©2008-2023 Expensify, Inc. The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may not be used at all merchants that accept Visa cards.©2008-2023 Expensify, Inc. ©The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may not be used at all merchants that accept Visa cards.A high-level overview of Expensify, Inc. (EXFY) stock. Stay up to date on the latest stock price, chart, news, analysis, fundamentals, ... Join Expensify's earnings call on Tuesday, November 7th at 2pm PT / 5pm ET.. PORTLAND, Ore.--(BUSINESS WIRE)--Oct. 24, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced that the company’s Q3 2023 financial results will be released ... The option to Close a report is not available if an Approval Workflow is in place for the policy the report is submitted on. A Submit & Close workflow, or a free account would have the ability to close reports. If Submit & Approve or Advanced Approval is being used, then reports flow from Open, through Processing, and after final approval they ...The process of reimbursing business expenses generally involves a few key steps: Documentation: Employees submit proof of their expenses, usually as receipts or expense reports. Verification: The finance team or managers review the costs submitted to ensure they align with company policies. Approval: Once verified, the expenses are …Expensify, Inc., No. 23-cv-01784 (D. Or.), the Expensify class action lawsuit charges Expensify and certain of its top executive officers and directors with violations of the Securities Act of 1933.All Expensify accounts come with an individual workspace where you can track your personal expenses. If you want to connect your personal expenses to an …Download the New Expensify app on iOS or Android and chat directly with Concierge. Chat in your favorite mobile or web browser at new.expensify.com. Email Concierge at [email protected] for a response in minutes. In addition, ExpensifyApproved! accountants benefit from a dedicated partner manager who …Expensify is the payments superapp helping individuals and businesses around the world simplify the way they manage money. View More. …Jan 19, 2024 · In 2023 Expensify employees purchased 1,010,412 shares.. PORTLAND, Ore.--(BUSINESS WIRE)--Jan. 19, 2024-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, announced today that during the fiscal year 2023, the Company’s employees purchased 1,010,412 shares ... Expensify is a company that gets shit done with a small, globally-remote team. So what is our magic formula for success? One half of the equation is our hiring practices and the other half is our distinctive culture — something that continuously evolves while generating significant results. Our culture is transcribed into what we call the Manifesto, which …For Filings under Section 16 of the Securities Exchange Act of 1934. (Expensify, Inc.) The undersigned hereby constitutes and appoints David Michael Barrett, Chief Executive Officer of Expensify, Inc. (the "Company"), in his capacity as such, and his successors in such office, and each of them, the undersigned's true and lawful …Snap a photo of any receipt and put your phone away. SmartScan automatically identifies the receipt’s merchant, date, and amount (in over 150 currencies), so you don't have to type anything in manually. Submit your expense report. At the end of your trip, you’ll have an expense report ready to send to your accountant or finance manager.During the 2nd quarter, Expensify employees purchased 140,158 shares, with executives purchasing 18,246 shares. PORTLAND, Ore.--(BUSINESS WIRE)--Aug. 10, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, …Oct 18, 2021 · S-1/A. Filing Date. October 18, 2021. Document Date. October 18, 2021. Form Description. Amended Registration statement for face-amount certificate companies. Filing Group. Registration Statements. Feb 26, 2024 · Filing year. - Any -. Items per page. 10. February 27, 2024. Annual report which provides a comprehensive overview of the company for the past year. 10-K. Annual Filings. 0001476840-24-000016.pdf. Ended the year with 63% revenue growth and the largest quarterly increase in paid members since the start of the pandemic. PORTLAND, Ore.--(BUSINESS WIRE)--Mar. 30, 2022-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money … iPad. Expensify is the ultimate expense management solution that makes it effortless to track your expenses, receipts, and travel expenses. With its powerful receipt scanner and receipt organizer, intuitive interface, and advanced features, Expensify simplifies your finances and saves you time. Whether you're an individual looking to manage ... All Expensify accounts come with an individual workspace where you can track your personal expenses. If you want to connect your personal expenses to an …Nov 7, 2023 ... Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million ... Discover historical prices for EXFY stock on Yahoo Finance. View daily, weekly or monthly format back to when Expensify, Inc. stock was issued. Interchange derived from the Expensify Card grew to $11.1 million, an increase of 63% compared to the prior year. PORTLAND, Ore., February 22, 2024--(BUSINESS WIRE)--Expensify, Inc. (Nasdaq: EXFY ... View Expensify, Inc. Class A EXFY stock quote prices, financial information, real-time forecasts, and company news from CNN. Expensify, Inc. (EXFY) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended December 2022. This widely-known consensus ...Jan 10, 2023. Hi @acaudill - thanks for reaching out! I think the best way to troubleshoot this would be if you connected with Concierge either from the blue chat bubble within your account or by writing to [email protected]. I have been waiting to hear back from them for almost 3 days now so I thought I'd try my luck with the community.Expensify, Inc. reported positive earnings in Q4 thanks to cost optimization efforts; the market was expecting Expensify to record a net loss for the recent quarter before the actual results ...The company demonstrated strong positive operating cash flow of $32.9 million on $169.5 million in revenue, a revenue increase of 19% compared to the same period last year.. PORTLAND, Ore.--(BUSINESS WIRE)--Feb. 23, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses …Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. ...Jun 30, 2022 · The company experienced its strongest quarter for paid member growth to date, generated year-over-year interchange growth from the Expensify Card of 142% and saw positive operating cash flow of $27.2 million for the quarter. PORTLAND, Ore. --(BUSINESS WIRE)--Aug. 11, 2022-- Expensify, Inc. Expensify | 15875 (na) tagasubaybay sa LinkedIn. One-click receipt tracking and expense management for everyone. Expensify is easy money.Download the New Expensify app on iOS or Android and chat directly with Concierge. Chat in your favorite mobile or web browser at new.expensify.com. Email Concierge at [email protected] for a response in minutes. In addition, ExpensifyApproved! accountants benefit from a dedicated partner manager who …Expensify - Signin. Error signing in to Expensify. Please sign out, and then try signing in again. (Error: No valid gateway, domain or email provided.) Import …Thermo Fisher Scientific Inc is a leading provider of scientific research equipment, consumables, and services. With a rich history spanning several decades, the company has evolve... Expensify Announces Q4 and Full Year Fiscal 2023 Results. Interchange derived from the Expensify Card grew to $11.1 million, an increase of 63% compared to the prior year. PORTLAND, Ore. -- (BUSINESS WIRE)--Feb. 22, 2024-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way ... Expensify, Inc. , which belongs to the Zacks Financial Transaction Services industry, posted revenues of $40.1 million for the quarter ended March 2023, missing the Zacks Consensus Estimate by 8.44%.Aug 8, 2023 · PORTLAND, Ore.--(BUSINESS WIRE)--Aug. 8, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today released a letter to shareholders from Founder and CEO David Barrett alongside results for its quarter ... Expensify, Inc. Fourth Quarter 2023 Earnings Call · February 22, 2024 5:00 PM EST · Features · Resources. ExpensifyApproved! · Learn more. About Expensi...Nov 10, 2021 · Expensify operates under a freemium model such that employees don’t pay anything for the service but businesses will pay for tools like reimbursement and imports to Intuit Inc.’s INTU, +1.77% ... About. Careers. Diversity and Inclusion. Tech At Bloomberg. Philanthropy. Sustainability. Bloomberg London. Bloomberg Beta. Gender-Equality Index. …Founder, Chief Executive Officer. David is a lifelong programmer who founded Expensify in 2008 and built it into the most popular preaccounting platform on the planet. He’s recognized as one of the world’s top network engineers, having created Expensify’s blockchain-powered database a year before Satoshi’s white paper on Bitcoin. Environmental, Social, and Governance (ESG) principles are core to our business strategy of achieving sustainable growth. We recognize our responsibility for the impacts of our operations and products on stakeholders including employees, members, customers, stockholders, and communities. We are committed to aligning with all stakeholders ... Expensify Card interchange increased by 56% as compared to the previous period last year. Company repurchased $3.9 million in common shares (including $0.9 million of net share settlement on equity awards), decreased outstanding debt by $8.2 million.. PORTLAND, Ore.--(BUSINESS WIRE)--Aug. 8, …Expensify, Inc. (EXFY) NasdaqGS - NasdaqGS Real Time Price. Currency in USD. Follow. 2W 10W 9M. 2.1200 -0.0800 (-3.64%) At close: 04:00PM EDT. 2.1000 … Ended the year with 63% revenue growth and the largest quarterly increase in paid members since the start of the pandemic. PORTLAND, Ore.--(BUSINESS WIRE)--Mar. 30, 2022-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced results for its fourth ... Expensify, Inc. Fourth Quarter 2023 Earnings Call · February 22, 2024 5:00 PM EST · Features · Resources. ExpensifyApproved! · Learn more. About Expensi...Expensify Announces Q4 and Full Year Fiscal 2022 Results. The company demonstrated strong positive operating cash flow of $32.9 million on $169.5 million in revenue, a revenue increase of 19% compared to the same period last year. PORTLAND, Ore.--(BUSINESS WIRE)--Feb. 23, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that …News & Events. Event Details. Expensify, Inc. Third Quarter 2023 Earnings Call. November 7, 2023 5:00 PM EST. Watch Webinar ... Expensify Announces $6 Million in Share Repurchases, Bringing Year to Date Total to $10 Million (including Net Share Settlement) (Business Wire) +7.13%. Nov-11-22 02:44PM. Why Expensify Stock Plunged Today. (Motley Fool) -15.75%. Nov-10-22 05:45PM. Expensify, Inc. (EXFY) Q3 Earnings and Revenues Lag Estimates. Expensify is an easy-to-use receipt and expense management application that boosts productivity. In this review, we outline Expensify's top tools and benefits.While strong estimate revisions for Expensify, Inc. have attracted decent investments and pushed the stock 26.5% higher over the past four weeks, further upside may still be left in the stock.Expensify, Inc. designs and develops software solutions. The Company offers platform for receipt tracking, invoicing, bill pay, travel booking, corporate card, and expense management.PORTLAND, Ore.--(BUSINESS WIRE)--Nov. 15, 2021-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced the closing of its initial public offering of 11,190,392 shares of its Class …©2008-Expensify, Inc. Money transmission is provided by Expensify Payments LLC (NMLS ID:2017010) pursuant to its licenses. Sign up or log in to automate your preaccounting process for expenses, bills, invoices, and more! Start a free trial and see why more than 10 million people prefer Expensify for all their preaccounting tasks.Check out best project management tools right now:Get Monday.com For Free here:http://bit.ly/3UoD8tdGet Smartsheet For Free here:http://bit.ly/3ix9ViDGet Cli...Expensify, Inc. provides a cloud-based expense management software platform to individuals and corporations, small and midsized businesses, and enterprises in the United States and internationally. The company's platform enables users to manage corporate cards, pay bills, generate invoices, collect payments, and book travel. ...For Filings under Section 16 of the Securities Exchange Act of 1934. (Expensify, Inc.) The undersigned hereby constitutes and appoints David Michael Barrett, Chief Executive Officer of Expensify, Inc. (the "Company"), in his capacity as such, and his successors in such office, and each of them, the undersigned's true and lawful …Expensify is an easy-to-use receipt and expense management application that boosts productivity. In this review, we outline Expensify's top tools and benefits.Aug 8, 2023 ... Expensify is a payments superapp that helps individuals and businesses around the world simplify the way they manage money. More than 12 million ...Ended the year with 63% revenue growth and the largest quarterly increase in paid members since the start of the pandemic. PORTLAND, Ore.--(BUSINESS WIRE)--Mar. 30, 2022-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money …Thermo Fisher Scientific Inc is a global leader in scientific research and development, providing a wide range of innovative solutions to laboratories and industries worldwide. One...Unless otherwise indicated or unless the context requires otherwise, all references in this document to “Expensify,” the “Company,” “we,” “us,” “our” or similar references are to Expensify, Inc. Capitalized terms used and not defined above are defined elsewhere within this Annual Report on Form 10-K. 2.The Expensify, Inc. stock forecast for tomorrow is $ 1.652624, which would represent a -9.69% loss compared to the current price. In the next week, the price of EXFY is expected to decrease by -30.73% and hit $ 1.267676.. As far as the long-term Expensify, Inc. stock forecast is concerned, here’s what our predictions are currently suggesting (these …Expensify, Inc. SEC File Number. 001-41043. Address of Issuer. 401 SW 5TH AVENUE PORTLAND OREGON 97204. Phone. (520) 271-0858. Name of Person for Whose Account the Securities are To Be Sold. Vidal Daniel.In the ever-evolving landscape of small businesses, managing finances effectively is crucial for sustainable growth. In this blog, we will explore the significance of budgeting and how to budget with Expensify, showcase Expensify's innovative budgeting feature, discuss the benefits of virtual cards and cash back rewards, and highlight how ...Jan 23, 2024 ... Later, on June 12, 2023, Morgan Stanley downgraded Expensify from Equal-weight to Underweight due to structural challenges and a risky reward ... Discover historical prices for EXFY stock on Yahoo Finance. View daily, weekly or monthly format back to when Expensify, Inc. stock was issued. In today’s fast-paced world, businesses and organizations are constantly searching for ways to streamline access control and enhance security measures. Accurate Biometrics Inc is a...

Oct 21, 2023 ... The Expensify Visa® Commercial Card is issued by The Bancorp Bank, N.A. pursuant to a license from Visa U.S.A. Inc. ... Inc., registered in the .... What is live me

expensify inc

Learn about Expensify's unusual story and how we evolved to create the best money management app in the world. Learn who we are and much more …©2008-Expensify, Inc. Money transmission is provided by Expensify Payments LLC (NMLS ID:2017010) pursuant to its licenses. Sign up or log in to automate your preaccounting process for expenses, bills, invoices, and more! Start a free trial and see why more than 10 million people prefer Expensify for all their preaccounting … Join Expensify's earnings call on Tuesday, November 7th at 2pm PT / 5pm ET.. PORTLAND, Ore.--(BUSINESS WIRE)--Oct. 24, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the world simplify the way they manage money across expenses, corporate cards and bills, today announced that the company’s Q3 2023 financial results will be released ... Revolutionize reimbursements with Expensify. To stay compliant with taxes and keep your business up and running, one thing is certain: you need to establish a clear and efficient employee expense reimbursement process. Fortunately, Expensify makes that a whole lot easier. With Expensify, managing … Download the New Expensify app on iOS or Android and chat directly with Concierge. Chat in your favorite mobile or web browser at new.expensify.com. Email Concierge at [email protected] for a response in minutes. In addition, ExpensifyApproved! accountants benefit from a dedicated partner manager who is there to answer questions and help ... Director. David Barrett founded Expensify and has served as our Chief Executive Officer and as a member of our board of directors since 2009. Prior to Expensify, Mr. Barrett led engineering for Red Swoosh, Inc., a peer-to-peer file sharing company, which was acquired by Akamai Technologies, Inc. in 2007. Mr. The Investor Relations website contains information about Expensify, Inc's business for stockholders, potential investors, and financial analysts.Feb 22, 2024 · On February 22, 2024, Expensify Inc (NASDAQ:EXFY) released its 8-K filing, detailing its financial results for the fourth quarter and full fiscal year of 2023. The company, known for its cloud ... Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play ...Results 1 - 10 of 297 ... March 19, 2024. Statement of changes in beneficial ownership of securities. 4 ; March 18, 2024. Filed by "insiders" prior intended sale of ...From San Francisco to Portland and London to Melbourne, we’ve got one hell of a team that just can’t stop growing. We’re collaborators, innovators, friends, and for a month each year, travel buddies. Meet our diverse team of Expensifiers! While we have offices in various locations around the world, we also hire and support people working ... Expensify is a powerhouse platform that helps you manage your company's spend — from receipt scanning and expense management to paying bills and booking travel. Expensify is here to help your business succeed every step of the way and provide valuable insight into your business's spending patterns. Accountants can now ditch email for good with Expensify's new feature, Expensify Chat -- allowing accountants to chat with clients, assign and track tasks, and manage transactions. PUGLIA, Italy--(BUSINESS WIRE)--May 19, 2023-- Expensify, Inc. (Nasdaq: EXFY), a payments superapp that helps individuals and businesses around the …Expensify, Inc. 401 SW 5th Avenue Portland, OR 97204 United States 971 365 3939 https://www.expensify.com Sector(s) : Technology Industry : Software - Application Full Time Employees : 133View Expensify, Inc. Class A EXFY stock quote prices, financial information, real-time forecasts, and company news from CNN.Ryan joined Expensify in 2013 and now manages all major financial activities at the company. As CFO, he has led multiple equity buybacks from early shareholders, raised debt financing for the company, and served as the main liaison between investors and the business. Prior to becoming CFO, Ryan was the Director of Marketing and Strategy, …Expensify, Inc. designs and develops software solutions. The Company offers platform for receipt tracking, invoicing, bill pay, travel booking, corporate card, and expense management.When it comes to staying informed and up-to-date with the latest news, there are countless options available. One popular choice for many people is Apple News, a news aggregator de...Ryan Schaffer has served as our Chief Financial Officer and a member of our board of directors since 2017, and he previously served as our Director of Marketing and Strategy from 2013-2017. Mr. Schaffer worked in marketing at various companies prior to joining Expensify. Mr. Schaffer holds a B.S. in business from the University of Dayton. We ....

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