May 6, 2023 · Possible Finance’s short-term installment loans may be a better alternative to a payday loan, but compared side-to-side to cash advance apps, it may not be the least expensive option. Costs vary by state, likely costing around $15 to $20 per $100 borrowed or around 90% to 122% APR. But depending on where you live, you may face a 460% …Feb 14, 2024 · About this app. Get ready for fast and simple shopping with Advance Auto Parts. You can quickly find the right part, check availability online or in store, and easily order parts for pickup or delivery. - Order by 3 PM, delivery by 8 PM. - Available in select markets for in-stock items until further notice. New markets added weekly.B9 is an earned wage advance app, with some features that are similar to Earnin and Even app. However, B9 offers some key advantages. While Earnin has a higher maximum advance limit, you can only access up to $100 per day and you’ll likely opt in to paying an express fee (and perhaps a tip) on each advance, so the cost can really add up. Even ...Cash advance apps are innovative, low-cost online solutions that let you access your earnings before payday. The funds are typically deposited into your checking account early, but for a small fee. However, you generally won’t pay interest or additional charges on these temporary loans, making them a viable alternative to payday loans. If …Varo. Cash Advance: Up to $250. Speed: Instant. Fees: Up to $15, depending on the …3 strategies to advance AI across your business with Windows. At today’s event, I highlighted three strategies for how Microsoft and Windows are helping …In today’s digital age, typing has become an essential skill that is needed in almost every aspect of our lives. Whether you are a student, professional, or simply someone who enjo...Cash advance apps typically give you access to your funds within 24 hours. Traditional loans can take several days or even weeks to be processed. Loans are what people would take out for big purchases and pay back over a number of years. Cash advances can't be used this way, and they're only for small amounts.Our take on Payactiv. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans — and even some cash advance apps. You can receive an advance as high as 50% of the wages you’ve already earned — sometimes at no cost. It’s also one of the few cash advance apps I’ve reviewed that offers cash advances.Director of Factories emphasizes advanced safety technologies for worker protection at Apitoria Pharma Private Limited in Srikakulam.2 days ago · DailyPay: Best paycheck advance app for daily access to paycheck. Amounts available. Varies based on earnings, up to $1,000 a day. Timeline for free advance. Next day. Fee for expedited advance. $3.49 or less. Timeline for expedited advance. Instantly or the next business day.Users can transfer their cash advance funds to their linked checking accounts, and MoneyLion will deliver the advance within two to five business days. Users have the option to pay a fee to unlock expedited cash delivery. Key Stats. # Android app reviews: 104K. Average Android rating: 4.5. # iOS app reviews: 110K.Jan 10, 2024 · The app also uses advanced machine learning techniques and analysis of historical traffic conditions to predict traffic conditions in the near future. Waze. Although it was acquired by Google in 2013, the Waze app remains a separate entity from Google Maps, and a top competitor to both its parent company’s GPS and others. In addition to ...Jul 3, 2023 · The top 5 cash advance apps that work with Netspend are Albert, Empower, GO2Bank, Dave, and Brigit. Interest rates, repayment terms, customer support, and user experience are important factors to consider when comparing cash advance apps for Netspend users. To use a cash advance app with Netspend, simply link your account …13 Loan Apps for Instant Money in 2023. 1. 🥇 Albert – Best for Instant Funds up to $250! 2. Dave (ExtraCash) – Best for Small Advances. 3. Klover – Best for Monitoring Spending Habits. 4. MoneyLion – Best for Multiple Financial Features. 5.Nov 10, 2020 · Payday cash advance apps provide fast, low-cost loans based on your upcoming paychecks. The apps work by fronting your cash from your next paycheck. Most will only let you borrow $100 to $250 per day to get started, but the amount could increase as you borrow more. In most cases, apps that give you a payday advance don’t charge …Earnin is hugely popular among in-demand and hourly workers by offering up to $100 of their earned wages per day and up to $750 per pay period. Even better, there is no interest, no credit check and no mandatory fees – you can get cash from Earnin at no cost! Earnin is a great deal and one of the most popular advance apps out there, but not ...Here are the top 19 cash advance apps that use Plaid to connect with users’ bank accounts and provide fast access to funds when needed: Albert, MoneyLion, M1 Finance, Varo, Cleo, Klover, Dave, Branch, Brigit, Earnin, Possible Finance, Vola, Empower, PayActiv, Kora, Money Mart, Check Into Cash, CashNetUSA, and ACE Cash Express. 1.Mar 15, 2022 · Earnin allows users to withdraw up to $100 a day, or up to $500 of their paycheck, per pay period. 4. Brigit. Brigit is a budgeting app that allows its users to access an immediate $250, for those who qualify. After your account is set up with Brigit, you’ll be able to request a cash advance on your upcoming paycheck. The Outlook app download for PC offers a comprehensive suite of advanced email management tools that can revolutionize the way you handle your emails. One of the key advantages of ...Jan 18, 2024 · Here are our top picks for the best cash advance apps: Best overall cash advance app: Earnin. Runner up: Brigit. Fastest cash advance app: Cleo. Best for gig economy workers: Albert. Best for bad credit: Empower. Best for overdraft protection: Dave. Best for students: Kora. Best for the self-employed: Gerald. Albert: Best For a Variety of Financial Tools. Albert is another loan app that provides the option of getting a cash advance instantly for a small fee, or free if you wait two to three days. The ...Dave is a great alternative to SoLo Funds and is cheaper compared to other apps, with its basic monthly membership only costing $1. Like SoLo Funds, Dave has an optional tip feature instead of charging interest fees on advances. Its ExtraCash feature offers cash advances up to $500 with no interest or credit check — and no late fees.7 pay advance apps that offer $50 loans. 1 to 3 business days or instant with a fee of $0.99 to $3.99, or a $9.99/mo. subscription with small fee, or free with $14.99/mo. subscription. Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed. Free to use or $3.99 for Lightning Speed transfers.Jan 9, 2024 · 15 Free Instant Cash Advance Apps. Let’s Know about best cash advance apps in detail. 1. Brigit – Best Cash Advance App. Brigit is one of the best instant cash advance apps that provide you a sum of $250 whenever you need it. The best thing about this app is that the application will not ask you for a tip out of nowhere.Brigit Score. The Brigit app calculates your score based on your earnings, spending, and banking behaviors. The score ranges from 1 to 100, and the app tells you what score you require to receive a cash advance. Besides paycheck advances, Brigit offers a variety of features to assist you in managing your finances.What are Cash Advance Apps and How Do They Work? As the name suggests, these are the digital software, applications, and platforms that enable users to …In today’s interconnected world, language barriers are becoming less of an issue thanks to the advancements in technology. One such technological breakthrough is the all language t...Here are some of the top cash advance apps that are compatible with Venmo, including Albert, Empower, Chime, Dave, and Earnin. 1. Albert – Best for Instant Cash Advances Up to $250! GET $250 CASH! As a Venmo user, you’ll be pleased to know that Albert is an excellent cash advance app that works seamlessly with Venmo.The Nest Thermostat app is a powerful tool that allows users to control and monitor their home’s temperature from anywhere. However, many users are unaware of the advanced settings...These financial apps are targeted toward consumers that don’t have savings accounts and need fast emergency cash. Although borrowers could get money through an unemployment cash advance app, it’s important to pay attention to local laws and regulations. For example, payday advances are illegal in specific states, such as Arizona.Reuters. French automaker Renault is in advanced discussions with potential partners to extract and recycle lithium and other metals from used electric vehicle …01. Current Overdrive — $200. 02. Brigit Instant Cash — $250. 03. Dave ExtraCash™ — $500. 04. Varo Advance — $250. 05. Albert Instant — $250. 06. Empower Cash …Here are the top 19 cash advance apps that use Plaid to connect with users’ bank accounts and provide fast access to funds when needed: Albert, MoneyLion, M1 Finance, Varo, Cleo, Klover, Dave, Branch, Brigit, Earnin, Possible Finance, Vola, Empower, PayActiv, Kora, Money Mart, Check Into Cash, CashNetUSA, and ACE Cash Express. 1.App Store Score. 4.5 out of 5 stars, based on 7,700 customer reviews. Google Play Score. 4.7 out of 5 stars, based on 1,628 customer reviews. Customer reviews verified as of. 20 April 2022. The Vola Finance app appears to get high marks from customers on Google Play and the App Store, but most of the recent reviews are negative.Advance Salary is a personal loan app that provides loans to salaried individuals. They offer loans of up to Rs 5 lakhs, with flexible repayment options and no …Apps. Movies & TV. Books. Kids. search. help_outline. Find the right part. Easily check availability and order for pickup or delivery.Responsibly leverage AI to advance Homeland Security missions while protecting individuals’ privacy, civil rights, and civil liberties – DHS is committed to …Dec 8, 2023 · In an era where 48% of consumers report they’re more likely to stay with their employer due to cash advance apps like DailyPay, we broke down a total of seven cash advance apps that work with ADP. (1) Best for due date extensions: Brigit. Best for a traditional banking experience: MoneyLion. Best for receiving 100% of income: DailyPay. Jul 10, 2023 · 2. Brigit. Brigit is a popular go-to cash advance app for Android users, praised for its features and user-friendly interface. As one of the top five money lending apps, Brigit provides advances of up to $250 while keeping you informed through potential overdraft alerts so that you can avoid those pesky fees.Advance Salary is a personal loan app that provides loans to salaried individuals. They offer loans of up to Rs 5 lakhs, with flexible repayment options and no …JEE Mains & JEE Advance 2024 is the best learning app for IIT JEE Main, IIT JEE Advanced, BITSAT, VITEEE, WBJEE, MHTCET, KCET, UPSEE, COMEDK, EAMCET, PJET, OJEE and we cater to the learning needs of students in classes 11th, 12th and beyond! JEE Mains & JEE Advance 2024 app also contains Chapterwise MCQs …Here are the best apps to get money before payday: Earnin is the best free app. Brigit is best for iPhone. Dave is best for small amount advances. MoneyLion is best for no credit check. DailyPay is best for fast delivery. Even is best for cash pickup. PayActiv is best app that gives the most. FlexWage is best with separate card.Advanced Info Service will release figures for the most recent quarter on August 6.Analysts predict earnings per share of $0.072.Go here to track ... On August 6, Advanced Info Ser...Cash advance apps are innovative, low-cost online solutions that let you access your earnings before payday. The funds are typically deposited into your checking account early, but for a small fee. However, you generally won’t pay interest or additional charges on these temporary loans, making them a viable alternative to payday loans. If …Alexander J. Porter is an expert in cash advance apps and credit builder loans. He is an accomplished copywriter with over a decade of experience writing in the fin-tech, business, and technology space, and the Senior Editor of Overdraft Apps. Following a BA from the University of Sydney, he has worked as a writer and editor across a range of ...Here are some of the top cash advance apps that are compatible with Venmo, including Albert, Empower, Chime, Dave, and Earnin. 1. Albert – Best for Instant Cash Advances Up to $250! GET $250 CASH! As a Venmo user, you’ll be pleased to know that Albert is an excellent cash advance app that works seamlessly with Venmo.Oct 20, 2023 · Many cash advance apps loan you money and easily connect to your Chime® account. Chime® also has a $200 SpotMe® feature that lends you $200! Jump to Section. How to Get a Cash Advance with Chime®. Use Chime® SpotMe® Feature. Chime® Cash Advance Using Other Apps. 9 Chime® Instant Loan Alternatives. 1. 🥇 …English homes more cramped than New York apartments. British housing worst value for money of any advanced economy, reports shows. Genevieve Holl-Allen, …MoneyLion’s Instacash feature lets you borrow up to $250. And with no credit check, no interest and no monthly fees. Requesting a MoneyLion cash advance is fast and easy. Download the MoneyLion app for free and tap ‘Instacash’. Link your checking account to qualify for 0% APR cash advances. Get up to $500 instantly. Introducing ExtraCash™, a way to get and spend up to $500 instantly. No interest. No credit check. No late fees. 1. Get a cash advance up to $500. Bank, budget, build credit, and find work. Join more than 10 million members building a better financial future with Dave! Apps and services. Excel 2007. Outlook 2007. PowerPoint 2007. SharePoint 2007. Visio 2007. Word 2007. Get Microsoft 365 for home or for business or try it for free. Microsoft 365 gives you access to apps and cloud productivity services from virtually anywhere.6. Empower. Yet another popular app like Dave, Empower offers interest-free cash advance of up to $250. The money can be sent to your Empower checking account for free or to a bank account for a fee of $3. The Empower app does not charge late fees, and there are no credit checks.Are you looking for a powerful media player that can handle all your multimedia needs on your PC? Look no further than Playit App for PC. This incredible software allows you to pla...May 9, 2022 · Web app developers depend on countless others in the community who have built a strong ecosystem of APIs, tools, demonstration apps, and other materials. To help recognize the importance of this work and to enable more people to spend time on these projects, we're thrilled to announce today the launch of the Advanced Web Apps Fund: a new fund ... However, if you’re in the market for a separate cash advance app that works with Albert, here are cash advance apps that integrate with it. Best for no tip requirement: Chime. Best for a traditional banking experience: MoneyLion. Best for borrowing small amounts: Cash App Borrow. Best for complete financial wellness: Payactiv.Feb 13, 2024 · The second option will be best for Cash App account holders. You can potentially qualify for a cash advance using the RoarMoney account, and can link your Cash App card to your MoneyLion account. Advance amount: $25 to $1,000. Processing time: 1-5 banking days. Instant feature expedites the process for $0.49-$8.99. Mar 1, 2024 · Best Cash Advance Apps of 2024 What Is a Cash Advance? A cash advance allows you to borrow money quickly, similar to a payday loan. The most common ways to get cash advances are from your credit ... We're making waves in Southeast Asia! “ Filipino FinTech startup Advance raises $16m for pre-Series A ”. “ The company caters to half a million employees across the country ”. “ We provide their employees with a flexible credit line ”. “ It removes this pressure on borrowers and gives them full control over what they need ”.If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting [email protected]. * Not everyone will qualify for a Cash Advance ...Jul 3, 2023 · Top 5 Cash Advance Apps That Work For Self Employed. Earnin: Best Overall Cash Advance App: Earnin. Albert: Best For Gig Economy Workers. Klover: Best For Fast Cash Advances: Klover. Dave: Best For Overdraft Protection. Solo Funds: Best For No Credit Check Requirements. Benefits Of Cash Advance Apps For Self-Employed …Nov 10, 2023 · There’s a monthly fee for Premium membership, reportedly from $2.99-$28.99, depending on which cash advance tier you choose. The tier’s fees are undisclosed unless you get the app, sign in, give your bank account information, and ask to apply for a cash advance. Type: Payday. Maximum amount: $400 (based on income). Oct 31, 2023 · The top 13 cash advance apps with no credit check include Albert, Chime, Earnin, Current, MoneyLion, Brigit, Cleo, Empower, Line FloatMe, Dave, and Possible. Each app offers different features, such as interest-free cash advances up to $250 or even $500. Many of these apps also provide additional financial management tools like …These apps provide quick access to funds when you need them most without the hassle of traditional loans. Our comprehensive guide will dive into the top 5 cash advance apps designed specifically for self-employed individuals, the benefits they offer, essential tips on managing money effectively in this modern economy, and how to …May 11, 2022 ... The Dave app is known for features including early paydays, cash advances, overdraft warnings and budgeting tools. If you're looking for other ...Advance Salary is a personal loan app that provides loans to salaried individuals. They offer loans of up to Rs 5 lakhs, with flexible repayment options and no prepayment charges. Advance Salary also offers a variety of features, such as an easy application process, quick loan disbursal, and 24/7 customer support. RapidRupeeLast year consumers received 55.8 million paycheck advances totaling $9.5 billion, according to a report by Leslie Parrish, an industry analyst with the Aite Group, a financial services research ...Up to $250. 1 to 3 business days or instant with a fee of $0.99 to $3.99, or a $9.99/mo. subscription with small fee, or free with $14.99/mo. subscription. $9.99 monthly membership fee, up to $3.99 in express fees. Have up to $250 automatically deposited into your account — for a $9.99 membership fee.Reuters. French automaker Renault is in advanced discussions with potential partners to extract and recycle lithium and other metals from used electric vehicle …Have you ever come across a beautiful plant and wondered what its name is? With the advancement of technology, plant identifier apps have become increasingly popular. These apps al...Jan 9, 2024 · 15 Free Instant Cash Advance Apps. Let’s Know about best cash advance apps in detail. 1. Brigit – Best Cash Advance App. Brigit is one of the best instant cash advance apps that provide you a sum of $250 whenever you need it. The best thing about this app is that the application will not ask you for a tip out of nowhere.Oct 28, 2022 · Varo Advance is a short-term solution to stretch your paycheck. And with a minimum fee of $0, it can be an inexpensive alternative to payday loans. But when you first sign up, you can only get an advance of $20 at a time until you build your repayment history. And the maximum advance amount is $100, which may not be enough for …Mar 1, 2024 · Methodology. We reviewed nine popular lenders based on eight data points in the categories of loan details, loan costs, perks, customer experience and funding speed. We chose the best lenders ... Everybody! Even if your employer isn’t enrolled in Payactiv, you can apply for the Payactiv Visa Card* and receive your paycheck up to 2 days early 1 and use our in-app savings tools, prescription discounts, and 1:1 financial counseling.. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits …7 pay advance apps that offer $50 loans. 1 to 3 business days or instant with a fee of $0.99 to $3.99, or a $9.99/mo. subscription with small fee, or free with $14.99/mo. subscription. Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed. Free to use or $3.99 for Lightning Speed transfers.Apr 20, 2022 · Home. 10 Payday Advance Apps. Are services that offer paycheck advances a friend or foe? It depends how you use them. By Geoff Williams. |. April 20, 2022, at 1:15 p.m. Getty Images. While... Are you a book lover who enjoys reading on your computer? Look no further than the Kindle Desktop App. This powerful tool, developed by Amazon, allows you to access and read your f...These apps provide quick access to funds when you need them most without the hassle of traditional loans. Our comprehensive guide will dive into the top 5 cash advance apps designed specifically for self-employed individuals, the benefits they offer, essential tips on managing money effectively in this modern economy, and how to …In today’s digital age, security is of utmost importance. Whether it’s monitoring your home or keeping an eye on your office premises, having a reliable surveillance system is cruc...Payday Cash Advance Apps: Cash advance and payday advance apps typically operate by having you establish a direct deposit from your employer. When you need emergency cash, you can overdraft a limited amount without imposing overdraft or interest fees. The app will then deduct the overdrafted sum from your next direct deposit.Reuters. French automaker Renault is in advanced discussions with potential partners to extract and recycle lithium and other metals from used electric vehicle …Which are the most popular cash advance apps in 2024? Most popular cash advance apps for Android: Chime, Dave, Brigit. Most popular cash advance apps for iPhone: …Payday Cash Advance Apps: Cash advance and payday advance apps typically operate by having you establish a direct deposit from your employer. When you need emergency cash, you can overdraft a limited amount without imposing overdraft or interest fees. The app will then deduct the overdrafted sum from your next direct deposit.6. Empower. Yet another popular app like Dave, Empower offers interest-free cash advance of up to $250. The money can be sent to your Empower checking account for free or to a bank account for a fee of $3. The Empower app does not charge late fees, and there are no credit checks.Here are the best apps to get money before payday: Earnin is the best free app. Brigit is best for iPhone. Dave is best for small amount advances. MoneyLion is best for no credit check. DailyPay is best for fast delivery. Even is best for cash pickup. PayActiv is best app that gives the most. FlexWage is best with separate card.Best Cash Advance Apps of 2024 What Is a Cash Advance? A cash advance allows you to borrow money quickly, similar to a payday loan. The most common ways to get cash advances are from your credit ...App Store Score. 4.5 out of 5 stars, based on 7,700 customer reviews. Google Play Score. 4.7 out of 5 stars, based on 1,628 customer reviews. Customer reviews verified as of. 20 April 2022. The Vola Finance app appears to get high marks from customers on Google Play and the App Store, but most of the recent reviews are negative.Jan 9, 2024 · 3. Dave – up to $500 cash advance. Dave is a financial app to help you avoid overdraft fees, get payday advances up to $500, and even help you find some extra work! The $500 ExtraCash program is among the highest (most other apps offer up to …Responsibly leverage AI to advance Homeland Security missions while protecting individuals’ privacy, civil rights, and civil liberties – DHS is committed to …
4 days ago · Albert: Best For a Variety of Financial Tools. Albert is another loan app that provides the option of getting a cash advance instantly for a small fee, or free if you wait two to three days. The ... . First tech union
Which are the most popular cash advance apps in 2024? Most popular cash advance apps for Android: Chime, Dave, Brigit. Most popular cash advance apps for iPhone: …Jan 18, 2024 · Here are our top picks for the best cash advance apps: Best overall cash advance app: Earnin. Runner up: Brigit. Fastest cash advance app: Cleo. Best for gig economy workers: Albert. Best for bad credit: Empower. Best for overdraft protection: Dave. Best for students: Kora. Best for the self-employed: Gerald. Unlike Albert, Varo does not impose a monthly subscription fee. While no interest fee is charged, a fixed fee of between 6% to 8% will accompany every cash advance exceeding $20. Unique compared to other cash advance apps on this list, Varo is a duly-licensed bank in the United States and a Member FDIC.Brigit Score. The Brigit app calculates your score based on your earnings, spending, and banking behaviors. The score ranges from 1 to 100, and the app tells you what score you require to receive a cash advance. Besides paycheck advances, Brigit offers a variety of features to assist you in managing your finances.Mar 15, 2022 · Earnin allows users to withdraw up to $100 a day, or up to $500 of their paycheck, per pay period. 4. Brigit. Brigit is a budgeting app that allows its users to access an immediate $250, for those who qualify. After your account is set up with Brigit, you’ll be able to request a cash advance on your upcoming paycheck. Feb 16, 2024 · Because Bree is a specialized pay advance app in Canada offering smaller loans, you can select from a variety of smaller loan amounts, such as $25, $50 or $100 loans. Turnaround time. Within 8 hours for the express option (fee charged based on advance amount) and up to 3 business days for standard delivery. How to qualify.Are you looking to redesign your living space? Do you want to visualize your dream home before making any changes? Look no further. With the advancements in technology, there are n...Advance Auto Parts® and Carquest® Professional customers can scan directly from a vehicle’s barcode (windshield or door mounted), search for parts, and order directly from the app using their secure Advance Professional account. The decoded VIN information will appear on their account’s "Previous Vehicles" list and be available to use …How we picked these Cash Advance Apps Like Cleo. To come up with this list of cash advance apps, we picked the top cash advance apps like Cleo, downloaded them onto our phones, and enjoyed not having Cleo’s AI hurl insults at us (in all seriousness, her jokes and memes are top-notch).We considered features including fees (upfront or hidden), …Oct 2, 2020 ... Pay-advance apps have been downloaded millions of times, and more employers are offering them as benefits to workers who need cash.Mar 4, 2024 · About this app. Life shouldn't revolve around payday. Access your salary anytime, anywhere through Advance and stretch your income by splitting your expenses into multiple payments. We provide employees with a personalized credit line based on their earnings to help weather through life's uncertainties. If you do not agree to the terms and conditions of these licenses, you do not have a license to any of the AMD software provided by this download. AMD Software: Adrenalin …Feb 21, 2024 · Empower is a real company based in San Francisco. It has offered cash advances since 2020. The app has 4.7 stars across more than 140,000 reviews on Google Play and 4.8 stars across more than ... Are you an avid football fan who never wants to miss a game? With the advancements in technology, watching live football matches has become easier than ever with the help of live f...Jan 9, 2024 · 15 Free Instant Cash Advance Apps. Let’s Know about best cash advance apps in detail. 1. Brigit – Best Cash Advance App. Brigit is one of the best instant cash advance apps that provide you a sum of $250 whenever you need it. The best thing about this app is that the application will not ask you for a tip out of nowhere.Application process: 30%; Eligibility and accessibility: 25%; ... Cash-advance apps. These let consumers access cash from their paycheck before it’s deposited in their account. The app links to ...How pay advance apps differ from payday loans. Ways in which payday loans could impact your credit score. How pay advances are less likely to reduce your credit score. Pay advances, accessed through apps like Beforepay, MyPayNow and CommBank AdvancePay, are quite different from traditional payday loans. They involve paying fees …Advanced Info Service News: This is the News-site for the company Advanced Info Service on Markets Insider Indices Commodities Currencies StocksAre you a book lover who enjoys reading on your computer? 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